Agnes Brown's son, Dermot, and his new wife, Maria, have a baby on the way, and they are desperate for a place of their own. The newly-weds just can’t afford to move out, but Mrs. Brown has a plan to help her son. Loving mother that she is, Agnes has... (more) promised the couple the money from Granddad's life insurance policy payout for a deposit for their own home. There’s just one minor hitch – Granddad is not dead. Caught between a suspicious insurance company and her God-fearing son, Trevor, Agnes has to resort to desperate measures to keep Granddad out of sight and her dream alive.