Jules says she was living the high life without a worry in the world -- but everything changed after her husband filed for divorce, and later for bankruptcy. Jules says she’s now unemployed, at least half a million dollars in debt and facing eviction... (more) -- and claims she’s not seeing a dime from her ex. She insists that she only wants what’s “fair” for herself and her kids -- but are her expectations too high? Dr. Phil enlists the help of Larry Winget, author of Grow a Pair: How to Stop Being a Victim and Take Back Your Life, Your Business, and Your Sanity, to give Jules some tough advice about downsizing and supporting herself. Will she be open to changing her lifestyle? And, 28-year-old self-proclaimed “mama’s boy” Steven is unemployed, in debt and in no rush to leave home. He says his parents pay all the bills, and his mom cooks, does his laundry -- and even powders him after he showers. Are they helping their son or hurting him? Larry makes a house call to see the situation first-hand. Is Steven ready to leave the nest, or will it always be a party of three?